National Welfare & Credit Portal

Government Schemes Guidance Hub

Comprehensive application guidance, eligibility verification, and documentation support for Central & Punjab Government welfare and subsidized credit schemes.

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Subsidized Welfare & Grants
Empowering Citizens

Popular Government Welfare Schemes

Explore subsidized interest rates, capital grants, toolkits, and social security entitlements available for you.

Top Subsidized

PM Vishwakarma Scheme

Comprehensive end-to-end support for 18 traditional artisan trades (Carpenters, Blacksmiths, Tailors, Masons, Barbers, Goldsmiths).

  • Collateral-free Loan: Up to ₹ 3,00,000 @ 5% ROI
  • Toolkit Grant: ₹ 15,000 E-Voucher
  • Skill Training + ₹500/day Stipend
Micro-Vendors

PM SVANidhi Scheme

Affordable working capital credit for street vendors, roadside stalls, fruit/vegetable hawkers, and micro-retailers in urban and rural hubs.

  • 1st Tranche: ₹ 10,000 (1 Year Tenure)
  • 2nd & 3rd Tranche: ₹ 20,000 & ₹ 50,000
  • 7% Interest Subsidy on Timely Repayment
Business Credit

Pradhan Mantri MUDRA Yojana

Institutional micro-finance credit to non-corporate, non-farm small and micro enterprises across three flexible growth categories.

  • Shishu: Loans up to ₹ 50,000
  • Kishore: Loans from ₹ 50,001 to ₹ 5,00,000
  • Tarun: Loans from ₹ 5,00,001 to ₹ 10,00,000
Free Health

Ayushman Bharat (PM-JAY)

World's largest government-funded healthcare assurance scheme offering free cashless secondary and tertiary hospitalization treatment.

  • ₹ 5,00,000 / Year Family Health Cover
  • Cashless treatment in 28,000+ Hospitals
  • Golden Ayushman Card Issuance Support
Farmers Direct

PM Kisan Samman Nidhi

Direct income support for farmer families owning cultivable land across India, with seamless biometric e-KYC and land seeding support.

  • ₹ 6,000 / Year in 3 equal installments
  • Direct Bank Account Transfer (DBT)
  • e-KYC & Land Record Seeding Assistance
Highest Returns

Sukanya Samriddhi Yojana (SSY)

Government-backed high-yield savings scheme exclusively for girl children under 10 years with sovereign safety and tax exemption.

  • 8.2% Compound Interest (Highest in India)
  • Triple Tax Benefit (EEE under 80C)
  • Deposit starting from ₹ 250 / Year
Scheme Facilitation

Need Help Applying for Government Schemes?

Don't let complex documentation or online portal errors stop you from receiving your government subsidies. Our dedicated scheme advisors will guide you step-by-step.

Government Scheme Helpline
+91 6280259799 / 9646583352