All Loan Products & Credit Lines
Customized credit solutions for salaried professionals, factory workers, small business shopkeepers, vehicle owners, and homeowners across Punjab.
Salaried Personal Loan
ROI: 9.99% - 14.5% p.a.Instant unsecured credit line designed for government and private salaried employees with low interest and zero pre-closure charges.
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Labour & Workers Loan
ROI: 10.5% - 15% p.a.Empowering daily wagers, skilled artisans, and industrial workers with easy verification and doorstep assistance.
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Merchant Digital QR Business Loan
ROI: 8.99% - 13.5% p.a.Collateral-free working capital loan linked with zero-rent HRV QR payment gateway. Enjoy transaction cashback!
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Business & MSME Working Capital Loan
ROI: 10.5% - 14.5% p.a.Tailored working capital credit lines for small business owners, shopkeepers, traders, and manufacturing units with flexible monthly repayment.
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Gold Loan / Jewel Credit
ROI: 8.5% - 12% p.a.Instant cash liquidity against gold jewelry with high per-gram valuation, safety locker insurance, and doorstep evaluation.
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Vehicle & Auto Loan
ROI: 9.5% - 13.5% p.a.Affordable vehicle financing for two-wheelers, new/used cars, and commercial transport with up to 90% on-road funding.
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Affordable Home & Renovation Loan
ROI: 8.75% - 11.5% p.a.Affordable home purchase, construction, roof extension, and repair loans with long repayment tenures and lowest interest rates.
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RBI Fair Practice Code
Zero hidden fees, 100% transparent terms and conditions.
₹0 Foreclosure Penalty
Make partial prepayments or close loan early with ₹0 charges.
24-Hour Disbursal
Direct transfer into verified bank accounts post KYC sanction.
Doorstep Assistance
Dedicated field executives across Mansa and Punjab districts.